skip to Main Content
Investment Advice and Wealth Creation - investment advice

There’s more to investment advice and wealth creation than deciding where to invest

Whether you are an experienced investor looking to expand your wealth or a novice who is interested in taking the first steps towards building a portfolio, our experienced Financial Advice Team can develop a tailored strategy based on your financial goals, risk tolerance, investment time frame and circumstances.

With decades of experience in the Australian financial market, we have a proven track record of delivering high-quality investment solutions that meet the unique needs of our clients.

Our Investment Planning Philosophy

At Coastal Advice Group, we are committed to developing tailored and consistent investment approaches, with proven wealth creation strategies and investment results. Our investment philosophy follows these core principles:

Risk + Return are Related 

Investing means taking risks. Not investing means taking risks too. What’s important is taking risks that you can live with and that get you closer to your goals.

We Invest. We Don’t speculate.

Our approach is based on Nobel Prize-winning research. We use the data that this research was based on to give you the best chance of reaching your goals.

Diversification is Crucial

Spreading your investments across many different securities and multiple asset classes increases the chance of you having a successful investment journey.

Taxes + Costs Matter.

While you can’t control markets, you can control the costs of investing and the tax bills. That leaves more money in your pocket.

Understanding Behavior to Outcomes

Discipline is underrated in investment. If you stick to your long-term plan, you give yourself the best chance of achieving your goals.

Consider Your Impact.

You can do well and do good in the world. Ask us about aligning your investments with your values around environmental and social issues.


Our Financial Advisers are experienced in providing tailored investment strategies to clients from all stages of life with a wide range of needs, wants and goals. We will work with you to devise a wealth creation strategy with your financial goals in mind.

It’s worth considering all your investment options inside and outside of Superannuation, examining the benefits of repaying your mortgage sooner, investigating how you can invest for your children’s or grandchildren’s future, and planning what your next big ticket purchase will be.

Achieve your wealth creation goals with expert guidance from the Specialists!

When it comes to making those all-important decisions on where to invest, there are several key factors to take into consideration. These include tax implications, your risk tolerance and diversification. Coastal Advice Group can provide advice to you on all these aspects, taking into account both your current assets and those you would like to invest in the future.

Investing is a powerful wealth creation tool. A considered and well-researched strategy can give you the financial means to have choices in your life and choose your own path.

Our motto is, if you don’t understand, don’t invest!

investment advice & wealth creation

Make your money work for you!

Here some are some strategies your Financial Adviser can incorporate into your Investment Portfolio and Wealth Creation Plan:

Direct Share Investing: buying shares in individual companies listed on the stock market. Our team can provide insights and advice on which shares to invest in, and how to manage your portfolio.

Borrowing to Invest Using the Equity Within Your Existing Assets: this investment strategy involves borrowing against the equity in your existing assets (such as your home) to invest in other assets. This can be a high-risk strategy as it involves taking on debt to invest in potentially volatile assets.

Invest in Managed Funds or Exchange Traded Fund (ETFs): invest in a range of funds, including equity, fixed income, and multi-asset funds. Managed funds are typically actively managed by a fund manager, while ETFs track an index or market and are passively managed.

Create a Regular Savings Plan: by setting aside a fixed amount of money on a regular basis (such as monthly) to invest in a particular asset or portfolio or start an emergency cash reserve. This can be a disciplined approach to building wealth over time.

Comparison of Loan Repayments v Super Contributions v Savings: involves comparing the benefits of making additional loan repayments on a mortgage, contributing to superannuation, or saving money in a high-interest savings account or investment portfolio. The goal is to determine which strategy will provide the best return on investment.

Develop a Spending Plan to Identify Surplus Cash: by tracking your income and expenses to identify areas where you can cut costs and increase savings. This can help you identify surplus cash that can be directed towards investments.

Superannuation Strategies: Superannuation strategies involve maximizing the tax benefits and investment opportunities offered by Australia’s superannuation system. This can include contributing to superannuation, selecting the right investment options, and planning for retirement.

Property Investment: involves purchasing real estate with the goal of generating income or capital gains. This can include purchasing a residential or commercial property, land, or a real estate investment trust (aka REIT). Please note that Financial Advisers cannot provide advice on direct property transactions.

Ready to Invest?

With their extensive specialist knowledge, a Coastal Advice Group Financial Adviser can help you with all your Investment Advice and Wealth Creation needs. We have offices located in Newcastle, the Central Coast, Sydney, Port Macquarie, and Byron Bay.

Frequently Asked Questions About Investment Planning and Wealth Creation

Investment planning is the process of determining your investment goals and identifying the best investment strategies to meet those goals. This is important because it helps you to make informed decisions about your money and to ensure that your investments align with your financial goals.

The most common types of investments in Australia include shares, property, managed funds, fixed income investments, and exchange-traded funds (ETFs).

The minimum investment required to start investing in Australia varies depending on the type of investment. For example, you can start investing in shares with as little as a few hundred dollars, while property investments typically require a larger initial investment.

Diversification is the practice of investing in a variety of assets to reduce risk. It is important because it helps to protect your investments from market volatility and fluctuations.

Choosing the right investment for you depends on a range of factors, including your investment goals, risk tolerance, and financial situation. A professional financial adviser can help you determine the best investment options for your specific needs.

The fees associated with investing in Australia vary depending on the type of investment and the investment provider. It’s important to carefully review the fees and charges associated with any investment before committing your money by reviewing the Product Disclosure Statement or Terms and Conditions.

To get started with investment planning, it’s a good idea to work with a financial adviser who can help you identify your investment goals and develop a tailored investment strategy. You can also research investment options on your own and compare fees and charges to find the best investment options for you.

Back To Top