First Published: 23 August 2022 Updated: 1 December 2023 Do you find building up savings and managing debt a struggle despite earning a respectable salary? It may be time to have a financial health check. A financial health check…
It's a regular day for Sarah, a 41-year-old marketing manager preparing for a major presentation when disaster strikes. She slips and falls down a flight of stairs, severely injuring her back. After a trip to the emergency room and several…
When it comes to building wealth and securing your financial future, property investment has long been a popular choice for Australians. Investing in property can offer steady rental income, potential capital appreciation, and some tax benefits. It is a tangible…
First Published: 14th April 2022 Updated: 13th October 2023 When it comes to managing your money, it's a bit like planning a road trip. The very first thing you should do is decide where you want to go - just…
Originally posted on: 19 May 2021 Latest Update: 22 September 2023 Would you like to generate additional income, grow your wealth and achieve financial security? There are many reasons why people invest their money, but not everyone pushes through with…
Self Managed Superannuation Funds have emerged as a powerful tool that provides individuals with greater control over their superannuation investments. These funds are designed to empower you in shaping your financial future, allowing you to make strategic decisions that align…
Superannuation is essential to retirement planning in Australia. It is a mandatory, long-term saving and investment system that helps you build your retirement fund. It requires your employer to contribute a percentage of your earnings (currently 11%) to your superannuation…
Self-Managed Super Funds (SMSFs) are private superannuation funds managed by the fund's individual trustees or corporate trustee, offering you control and flexibility over your retirement investments. However, trustees must effectively run their own super fund to maximise returns, achieve retirement…
Planning for retirement is more than just saving money. It's also about strategising for a future that is not only secure but also comfortable and fulfilling. A crucial part of this strategy is to understand and navigate the various potential…
Generational wealth transfers are growing in Australia. According to the Australian Financial Review, Australia is about to experience its largest intergenerational wealth transfer – $3.5 trillion over the next two decades. By 2050, Baby Boomers are expected to leave $224…
Deciding when to hang up your work hat and embrace retirement is one of the most significant life decisions you'll ever make, and one not to be taken lightly. Your retirement timing can have a profound impact not just on…